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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,367 | $160,028+14.0% | $147,080+24.0% | $145,884+25.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.22% | 98.60%-85.4pp | 420.17%-406.9pp | 551.85%-538.6pp |
| Employer contribution / active EE | $9,269 | $5,286+75.4% | $4,933+87.9% | $4,662+98.8% |
| Participant deferral / active EE | $14,193 | $8,422+68.5% | $8,066+76.0% | $6,690+112.2% |
| Admin fee / account holder | $12,443 | $15,030-17.2% | $12,989-4.2% | $13,392-7.1% |