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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,367 | $159,934+14.0% | $147,005+24.1% | $145,959+24.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.22% | 98.24%-85.0pp | 418.76%-405.5pp | 561.95%-548.7pp |
| Employer contribution / active EE | $9,269 | $5,287+75.3% | $4,934+87.8% | $4,661+98.9% |
| Participant deferral / active EE | $14,193 | $8,427+68.4% | $8,070+75.9% | $6,689+112.2% |
| Admin fee / account holder | $12,443 | $15,053-17.3% | $13,006-4.3% | $13,398-7.1% |