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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,001 | $138,075+3.6% | $123,552+15.7% | $135,379+5.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.89% | 153.70%-160.6pp | 119.20%-126.1pp | 519.79%-526.7pp |
| Employer contribution / active EE | $10,331 | $5,152+100.5% | $4,628+123.2% | $4,779+116.2% |
| Participant deferral / active EE | $11,605 | $6,800+70.7% | $6,426+80.6% | $5,609+106.9% |
| Admin fee / account holder | $5,877 | $10,917-46.2% | $9,285-36.7% | $10,828-45.7% |