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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,594 | $135,956-65.0% | $123,894-61.6% | $273,972-82.6% |
| Participation rate | 80.0% | 84.1%-4.1pp | 81.4%-1.4pp | 83.0%-3.0pp |
| Annual return | 8.52% | 56.63%-48.1pp | 47.52%-39.0pp | 41.46%-32.9pp |
| Employer contribution / active EE | $4,270 | $5,170-17.4% | $4,617-7.5% | $4,869-12.3% |
| Participant deferral / active EE | $3,899 | $6,343-38.5% | $5,984-34.8% | $5,287-26.3% |
| Admin fee / account holder | $1,592 | $9,817-83.8% | $8,357-80.9% | $10,133-84.3% |