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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,688 | $93,598+6.5% | $135,974-26.7% | $75,173+32.6% |
| Participation rate | 82.1% | 75.2%+6.9pp | 81.9%+0.2pp | 67.2%+14.9pp |
| Annual return | 16.95% | 30.89%-13.9pp | 68.30%-51.4pp | 160.72%-143.8pp |
| Employer contribution / active EE | $2,935 | $3,538-17.0% | $4,859-39.6% | $2,671+9.9% |
| Participant deferral / active EE | $4,975 | $6,405-22.3% | $7,760-35.9% | $4,126+20.6% |
| Admin fee / account holder | $22,589 | $6,978+223.7% | $10,767+109.8% | $5,651+299.8% |