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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,924 | $98,776-13.0% | $149,745-42.6% | $79,856+7.6% |
| Participation rate | 72.0% | 75.8%-3.8pp | 82.5%-10.5pp | 69.6%+2.4pp |
| Annual return | 16.84% | 27.38%-10.5pp | 276.72%-259.9pp | 31.71%-14.9pp |
| Employer contribution / active EE | $2,600 | $3,217-19.2% | $4,646-44.0% | $2,471+5.2% |
| Participant deferral / active EE | $5,061 | $5,681-10.9% | $6,843-26.0% | $3,741+35.3% |
| Admin fee / account holder | $1,970 | $6,053-67.5% | $9,312-78.8% | $5,306-62.9% |