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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 4340 REDWOOD HWY · SAN RAFAEL, CA 94903 | Advisory (Plan) | $51,597 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $33,693 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $23,667 |
Filed as: SCHWAB SDB Service code 33 200 S. 108TH AVENUE · OMAHA, NE 68154 | Securities brokerage | $25 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,853 | $47,163+60.8% | $149,696-49.3% | $74,460+1.9% |
| Participation rate | 89.4% | 63.4%+26.0pp | 78.8%+10.7pp | 70.7%+18.7pp |
| Annual return | 19.24% | 22.75%-3.5pp | 134.46%-115.2pp | 34.38%-15.1pp |
| Employer contribution / active EE | $5,520 | $1,907+189.5% | $4,821+14.5% | $2,638+109.2% |
| Participant deferral / active EE | $12,171 | $2,730+345.8% | $5,682+114.2% | $4,530+168.7% |
| Admin fee / account holder | $226 | $343-34.1% | $13,212-98.3% | $348-35.0% |