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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,922 | $101,063+30.5% | $81,473+61.9% | $147,586-10.6% |
| Participation rate | 72.7% | 74.5%-1.7pp | 68.0%+4.8pp | 82.8%-10.1pp |
| Annual return | 17.30% | 32.41%-15.1pp | 38.78%-21.5pp | 578.59%-561.3pp |
| Employer contribution / active EE | $6,178 | $3,206+92.7% | $2,568+140.6% | $4,876+26.7% |
| Participant deferral / active EE | $4,790 | $4,242+12.9% | $3,537+35.4% | $5,439-11.9% |
| Admin fee / account holder | $391 | $5,812-93.3% | $4,561-91.4% | $10,886-96.4% |