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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,759 | $93,064+1.8% | $74,577+27.1% | $273,972-65.4% |
| Participation rate | 72.7% | 74.9%-2.2pp | 68.1%+4.6pp | 83.0%-10.3pp |
| Annual return | 10.01% | 26.18%-16.2pp | 20.47%-10.5pp | 41.46%-31.4pp |
| Employer contribution / active EE | $6,106 | $3,160+93.2% | $2,525+141.8% | $4,869+25.4% |
| Participant deferral / active EE | $4,884 | $4,160+17.4% | $3,458+41.2% | $5,287-7.6% |
| Admin fee / account holder | $1,237 | $5,273-76.5% | $4,138-70.1% | $10,133-87.8% |