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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,337 | $114,093+80.0% | $96,171+113.5% | $167,536+22.6% |
| Participation rate | 78.6% | 75.1%+3.5pp | 68.4%+10.1pp | 82.1%-3.5pp |
| Annual return | 19.69% | 190.00%-170.3pp | 192.04%-172.4pp | 478.82%-459.1pp |
| Employer contribution / active EE | $7,473 | $3,429+117.9% | $2,799+167.0% | $4,839+54.4% |
| Participant deferral / active EE | $5,432 | $5,197+4.5% | $4,350+24.9% | $6,342-14.4% |
| Admin fee / account holder | $695 | $6,899-89.9% | $5,538-87.5% | $12,315-94.4% |