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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,207 | $81,870-27.7% | $119,634-50.5% | $68,490-13.6% |
| Participation rate | 100.0% | 71.9%+28.1pp | 79.3%+20.7pp | 67.9%+32.1pp |
| Annual return | -15.09% | -23.82%+8.7pp | -14.98%-0.1pp | -7.85%-7.2pp |
| Employer contribution / active EE | $13,517 | $2,692+402.2% | $4,232+219.4% | $2,597+420.6% |
| Participant deferral / active EE | $22,927 | $4,148+452.7% | $5,601+309.3% | $4,028+469.2% |
| Admin fee / account holder | $9,082 | $6,583+38.0% | $10,329-12.1% | $5,403+68.1% |