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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,207 | $81,900-27.7% | $119,615-50.5% | $68,498-13.6% |
| Participation rate | 100.0% | 71.9%+28.1pp | 79.3%+20.7pp | 67.9%+32.1pp |
| Annual return | -15.09% | -23.82%+8.7pp | -14.98%-0.1pp | -7.84%-7.2pp |
| Employer contribution / active EE | $13,517 | $2,693+401.9% | $4,232+219.4% | $2,596+420.6% |
| Participant deferral / active EE | $22,927 | $4,148+452.8% | $5,602+309.2% | $4,027+469.3% |
| Admin fee / account holder | $9,082 | $6,582+38.0% | $10,324-12.0% | $5,403+68.1% |