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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,378 | $152,619-64.4% | $125,195-56.6% | $152,909-64.4% |
| Participation rate | 92.9% | 83.3%+9.5pp | 79.8%+13.1pp | 82.5%+10.4pp |
| Annual return | 24.14% | 54.85%-30.7pp | 43.79%-19.7pp | 345.46%-321.3pp |
| Employer contribution / active EE | $0 | $4,947-100.0% | $3,866-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $19,176 | $5,869+226.7% | $4,937+288.4% | $5,851+227.7% |
| Admin fee / account holder | $10,483 | $13,437-22.0% | $9,704+8.0% | $11,601-9.6% |