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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,681 | $91,559-26.1% | $133,978-49.5% | $79,856-15.2% |
| Participation rate | 85.2% | 73.3%+11.8pp | 79.8%+5.3pp | 69.6%+15.5pp |
| Annual return | 64.10% | 61.85%+2.2pp | 45.10%+19.0pp | 31.71%+32.4pp |
| Employer contribution / active EE | $3,795 | $2,384+59.2% | $3,919-3.2% | $2,471+53.6% |
| Participant deferral / active EE | $10,402 | $3,734+178.6% | $5,047+106.1% | $3,741+178.1% |
| Admin fee / account holder | $1,621 | $6,321-74.4% | $8,930-81.9% | $5,306-69.5% |