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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,633 | $85,766-27.0% | $136,298-54.0% | $70,126-10.7% |
| Participation rate | 90.5% | 74.2%+16.3pp | 81.9%+8.6pp | 69.5%+20.9pp |
| Annual return | 21.63% | 31.46%-9.8pp | 5156.27%-5134.6pp | 73.15%-51.5pp |
| Employer contribution / active EE | $3,933 | $2,966+32.6% | $4,696-16.3% | $2,343+67.9% |
| Participant deferral / active EE | $8,626 | $5,051+70.8% | $6,247+38.1% | $3,332+158.9% |
| Admin fee / account holder | $5,703 | $5,421+5.2% | $9,244-38.3% | $4,645+22.8% |