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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,858 | $76,551-34.9% | $123,894-59.8% | $62,881-20.7% |
| Participation rate | 80.9% | 73.0%+7.9pp | 81.4%-0.6pp | 69.3%+11.5pp |
| Annual return | 29.27% | 18.68%+10.6pp | 47.52%-18.3pp | 20.14%+9.1pp |
| Employer contribution / active EE | $3,567 | $2,882+23.7% | $4,617-22.7% | $2,281+56.4% |
| Participant deferral / active EE | $8,306 | $4,840+71.6% | $5,984+38.8% | $3,203+159.3% |
| Admin fee / account holder | $4,718 | $4,826-2.2% | $8,357-43.5% | $4,296+9.8% |