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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,902 | $91,439+10.3% | $135,974-25.8% | $71,511+41.1% |
| Participation rate | 87.1% | 75.7%+11.5pp | 81.9%+5.2pp | 67.9%+19.2pp |
| Annual return | 20.81% | 29.90%-9.1pp | 68.30%-47.5pp | 28.86%-8.0pp |
| Employer contribution / active EE | $4,991 | $3,705+34.7% | $4,859+2.7% | $2,589+92.7% |
| Participant deferral / active EE | $13,500 | $7,093+90.3% | $7,760+74.0% | $4,291+214.6% |
| Admin fee / account holder | $5,875 | $1,267+363.8% | $10,767-45.4% | $1,588+269.8% |