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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,767 | $180,459-71.9% | $154,108-67.1% | $135,380-62.5% |
| Participation rate | 42.9% | 87.4%-44.6pp | 83.0%-40.2pp | 82.6%-39.8pp |
| Annual return | -4.13% | 888.21%-892.3pp | 735.21%-739.3pp | 519.81%-523.9pp |
| Employer contribution / active EE | $1,645 | $6,035-72.7% | $5,298-68.9% | $4,779-65.6% |
| Participant deferral / active EE | $6,872 | $5,806+18.4% | $5,081+35.3% | $5,609+22.5% |
| Admin fee / account holder | $129 | $16,145-99.2% | $13,411-99.0% | $10,828-98.8% |