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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,625 | $168,635-93.7% | $147,617-92.8% | $125,389-91.5% |
| Participation rate | 71.4% | 88.8%-17.3pp | 84.6%-13.2pp | 83.2%-11.8pp |
| Annual return | -3.21% | 77.65%-80.9pp | 61.98%-65.2pp | 282.24%-285.5pp |
| Employer contribution / active EE | $2,324 | $6,252-62.8% | $5,564-58.2% | $4,866-52.2% |
| Participant deferral / active EE | $4,374 | $5,507-20.6% | $4,895-10.6% | $5,352-18.3% |
| Admin fee / account holder | $2,716 | $13,580-80.0% | $11,612-76.6% | $9,541-71.5% |