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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,523 | $181,896-89.8% | $156,551-88.2% | $273,972-93.2% |
| Participation rate | 71.4% | 88.4%-17.0pp | 84.0%-12.6pp | 83.0%-11.6pp |
| Annual return | 9.97% | 30.74%-20.8pp | 32.23%-22.3pp | 41.46%-31.5pp |
| Employer contribution / active EE | $1,645 | $6,248-73.7% | $5,501-70.1% | $4,869-66.2% |
| Participant deferral / active EE | $3,606 | $5,550-35.0% | $4,871-26.0% | $5,287-31.8% |
| Admin fee / account holder | $525 | $15,560-96.6% | $13,028-96.0% | $10,133-94.8% |