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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,595 | $176,077+26.4% | $159,455+39.6% | $167,518+32.9% |
| Participation rate | 83.3% | 84.9%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 21.68% | 331.83%-310.2pp | 263.63%-242.0pp | 478.71%-457.0pp |
| Employer contribution / active EE | $3,923 | $5,298-26.0% | $4,830-18.8% | $4,838-18.9% |
| Participant deferral / active EE | $8,633 | $7,751+11.4% | $7,353+17.4% | $6,342+36.1% |
| Admin fee / account holder | $1,504 | $12,556-88.0% | $10,800-86.1% | $12,312-87.8% |