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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,431 | $156,398+124.1% | $147,318+137.9% | $138,895+152.3% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 79.9%+9.0pp |
| Annual return | 17.42% | 78.75%-61.3pp | 70.43%-53.0pp | 145.39%-128.0pp |
| Employer contribution / active EE | $4,965 | $4,853+2.3% | $4,593+8.1% | $4,194+18.4% |
| Participant deferral / active EE | $11,175 | $8,237+35.7% | $7,906+41.3% | $6,396+74.7% |
| Admin fee / account holder | $19,011 | $14,976+26.9% | $13,708+38.7% | $12,562+51.3% |