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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,822 | $157,296+1.0% | $141,191+12.5% | $152,897+3.9% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 24.42% | 64.34%-39.9pp | 71.41%-47.0pp | 345.43%-321.0pp |
| Employer contribution / active EE | $3,695 | $5,262-29.8% | $4,736-22.0% | $4,764-22.4% |
| Participant deferral / active EE | $7,051 | $7,111-0.8% | $6,710+5.1% | $5,851+20.5% |
| Admin fee / account holder | $1,045 | $12,125-91.4% | $10,264-89.8% | $11,599-91.0% |