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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,153 | $105,160+27.6% | $94,679+41.7% | $139,456-3.8% |
| Participation rate | 71.4% | 82.4%-10.9pp | 80.8%-9.4pp | 80.3%-8.9pp |
| Annual return | 24.12% | 38.04%-13.9pp | 156.75%-132.6pp | 373.45%-349.3pp |
| Employer contribution / active EE | $5,498 | $4,107+33.9% | $3,673+49.7% | $4,753+15.7% |
| Participant deferral / active EE | $8,627 | $7,599+13.5% | $7,417+16.3% | $6,711+28.5% |
| Admin fee / account holder | $3,136 | $8,988-65.1% | $7,233-56.6% | $11,407-72.5% |