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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,153 | $105,864-39.4% | $90,162-28.8% | $147,585-56.5% |
| Participation rate | 66.7% | 79.7%-13.1pp | 76.9%-10.2pp | 82.8%-16.2pp |
| Annual return | 17.38% | 37.63%-20.2pp | 34.88%-17.5pp | 578.57%-561.2pp |
| Employer contribution / active EE | $3,649 | $4,126-11.5% | $3,318+10.0% | $4,876-25.2% |
| Participant deferral / active EE | $5,586 | $5,733-2.6% | $5,287+5.6% | $5,439+2.7% |
| Admin fee / account holder | $0 | $8,046-100.0% | $5,943-100.0% | $10,885-100.0% |