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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,807 | $107,941-39.0% | $91,994-28.5% | $152,897-57.0% |
| Participation rate | 75.0% | 81.2%-6.2pp | 78.6%-3.6pp | 82.5%-7.5pp |
| Annual return | 23.38% | 89.28%-65.9pp | 69.04%-45.7pp | 345.43%-322.0pp |
| Employer contribution / active EE | $4,002 | $4,212-5.0% | $3,453+15.9% | $4,764-16.0% |
| Participant deferral / active EE | $5,588 | $6,366-12.2% | $5,924-5.7% | $5,851-4.5% |
| Admin fee / account holder | $7,200 | $10,521-31.6% | $7,744-7.0% | $11,599-37.9% |