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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,585 | $148,629+49.1% | $135,982+63.0% | $139,487+58.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.08% | 79.33%-65.3pp | 68.32%-54.2pp | 373.84%-359.8pp |
| Employer contribution / active EE | $7,364 | $5,247+40.4% | $4,859+51.5% | $4,755+54.9% |
| Participant deferral / active EE | $10,746 | $8,102+32.6% | $7,760+38.5% | $6,713+60.1% |
| Admin fee / account holder | $4,144 | $12,406-66.6% | $10,767-61.5% | $11,407-63.7% |