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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,464 | $157,304-21.5% | $141,197-12.6% | $152,909-19.3% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 14.44% | 64.34%-49.9pp | 71.41%-57.0pp | 345.46%-331.0pp |
| Employer contribution / active EE | $0 | $5,263-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $6,943 | $7,111-2.4% | $6,710+3.5% | $5,851+18.7% |
| Admin fee / account holder | $2,857 | $12,126-76.4% | $10,265-72.2% | $11,601-75.4% |