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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,404 | $176,120+36.5% | $159,487+50.7% | $167,553+43.5% |
| Participation rate | 83.3% | 85.0%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 10.50% | 331.95%-321.4pp | 263.71%-253.2pp | 478.89%-468.4pp |
| Employer contribution / active EE | $7,998 | $5,299+50.9% | $4,831+65.6% | $4,840+65.3% |
| Participant deferral / active EE | $12,024 | $7,752+55.1% | $7,354+63.5% | $6,343+89.6% |
| Admin fee / account holder | $6,006 | $12,561-52.2% | $10,804-44.4% | $12,316-51.2% |