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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,528 | $165,399+0.7% | $149,745+11.2% | $158,982+4.7% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.7pp |
| Annual return | 15.47% | 348.34%-332.9pp | 276.72%-261.3pp | 302.99%-287.5pp |
| Employer contribution / active EE | $10,289 | $5,105+101.6% | $4,646+121.5% | $4,763+116.0% |
| Participant deferral / active EE | $10,253 | $7,183+42.8% | $6,843+49.8% | $5,983+71.4% |
| Admin fee / account holder | $891 | $10,811-91.8% | $9,312-90.4% | $11,252-92.1% |