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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,177 | $43,749+37.6% | $158,223-62.0% | $65,306-7.9% |
| Participation rate | 69.3% | 56.9%+12.4pp | 79.2%-9.9pp | 57.7%+11.6pp |
| Annual return | 13.31% | 19.41%-6.1pp | 52.09%-38.8pp | 21.94%-8.6pp |
| Employer contribution / active EE | $2,882 | $1,497+92.4% | $4,109-29.9% | $1,967+46.5% |
| Participant deferral / active EE | $1,380 | $2,019-31.6% | $5,467-74.8% | $2,959-53.4% |
| Admin fee / account holder | $3,158 | $1,930+63.6% | $16,047-80.3% | $3,480-9.2% |