Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $24,813 |
Service code 49 · EIN 74-2794194 | Other Services | $4,837 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,301 | $58,888-29.9% | $178,499-76.9% | $73,493-43.8% |
| Participation rate | 25.7% | 66.2%-40.5pp | 81.9%-56.2pp | 70.7%-45.0pp |
| Annual return | 8.96% | 24.86%-15.9pp | 151.10%-142.1pp | 28.51%-19.6pp |
| Employer contribution / active EE | $473 | $2,236-78.9% | $5,011-90.6% | $2,270-79.2% |
| Participant deferral / active EE | $881 | $2,568-65.7% | $5,202-83.1% | $3,740-76.4% |
| Admin fee / account holder | $354 | $400-11.5% | $13,986-97.5% | $513-30.9% |