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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,683 | $95,453-45.9% | $112,040-53.9% | $82,448-37.3% |
| Participation rate | 96.2% | 72.8%+23.4pp | 76.5%+19.7pp | 68.1%+28.1pp |
| Annual return | 20.16% | 23.92%-3.8pp | 24.52%-4.4pp | 41.64%-21.5pp |
| Employer contribution / active EE | $2,284 | $2,318-1.5% | $2,954-22.7% | $2,551-10.5% |
| Participant deferral / active EE | $5,462 | $4,224+29.3% | $5,098+7.1% | $4,139+31.9% |
| Admin fee / account holder | $959 | $9,013-89.4% | $12,098-92.1% | $7,234-86.7% |