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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,825 | $71,872-72.4% | $86,691-77.1% | $68,495-71.1% |
| Participation rate | 92.0% | 72.2%+19.8pp | 76.6%+15.4pp | 67.9%+24.1pp |
| Annual return | -16.22% | 3.53%-19.7pp | 35.94%-52.2pp | -7.84%-8.4pp |
| Employer contribution / active EE | $1,962 | $2,173-9.7% | $2,837-30.8% | $2,596-24.4% |
| Participant deferral / active EE | $3,995 | $3,779+5.7% | $4,656-14.2% | $4,028-0.8% |
| Admin fee / account holder | $1,700 | $6,112-72.2% | $7,492-77.3% | $5,403-68.5% |