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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,304 | $102,393-4.0% | $147,041-33.1% | $80,911+21.5% |
| Participation rate | 79.2% | 75.9%+3.3pp | 82.2%-3.0pp | 67.6%+11.5pp |
| Annual return | 10.72% | 134.95%-124.2pp | 419.21%-408.5pp | 35.63%-24.9pp |
| Employer contribution / active EE | $2,358 | $3,715-36.5% | $4,935-52.2% | $2,756-14.4% |
| Participant deferral / active EE | $5,951 | $6,647-10.5% | $8,071-26.3% | $4,297+38.5% |
| Admin fee / account holder | $4,165 | $7,943-47.6% | $13,006-68.0% | $6,935-39.9% |