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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,960 | $98,776-17.0% | $149,745-45.3% | $79,856+2.6% |
| Participation rate | 81.6% | 75.8%+5.8pp | 82.5%-0.9pp | 69.6%+11.9pp |
| Annual return | 7.91% | 27.38%-19.5pp | 276.72%-268.8pp | 31.71%-23.8pp |
| Employer contribution / active EE | $873 | $3,217-72.9% | $4,646-81.2% | $2,471-64.7% |
| Participant deferral / active EE | $5,590 | $5,681-1.6% | $6,843-18.3% | $3,741+49.4% |
| Admin fee / account holder | $13,598 | $6,053+124.7% | $9,312+46.0% | $5,306+156.3% |