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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,593 | $93,598-3.2% | $135,974-33.4% | $75,173+20.5% |
| Participation rate | 77.6% | 75.2%+2.4pp | 81.9%-4.4pp | 67.2%+10.3pp |
| Annual return | 14.40% | 30.89%-16.5pp | 68.30%-53.9pp | 160.72%-146.3pp |
| Employer contribution / active EE | $2,009 | $3,538-43.2% | $4,859-58.7% | $2,671-24.8% |
| Participant deferral / active EE | $5,072 | $6,405-20.8% | $7,760-34.6% | $4,126+22.9% |
| Admin fee / account holder | $2,910 | $6,978-58.3% | $10,767-73.0% | $5,651-48.5% |