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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,336 | $76,551+10.2% | $123,894-31.9% | $62,881+34.1% |
| Participation rate | 69.2% | 73.0%-3.8pp | 81.4%-12.2pp | 69.3%-0.1pp |
| Annual return | 7.24% | 18.68%-11.4pp | 47.52%-40.3pp | 20.14%-12.9pp |
| Employer contribution / active EE | $2,342 | $2,882-18.7% | $4,617-49.3% | $2,281+2.7% |
| Participant deferral / active EE | $5,883 | $4,840+21.5% | $5,984-1.7% | $3,203+83.7% |
| Admin fee / account holder | $2,342 | $4,826-51.5% | $8,357-72.0% | $4,296-45.5% |