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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,393 | $106,749+5.3% | $145,433-22.7% | $82,448+36.3% |
| Participation rate | 86.7% | 75.6%+11.0pp | 82.1%+4.5pp | 68.1%+18.6pp |
| Annual return | 14.18% | 27.59%-13.4pp | 66.58%-52.4pp | 41.64%-27.5pp |
| Employer contribution / active EE | $2,576 | $3,444-25.2% | $4,554-43.4% | $2,551+1.0% |
| Participant deferral / active EE | $6,937 | $6,519+6.4% | $7,897-12.2% | $4,139+67.6% |
| Admin fee / account holder | $1,848 | $8,390-78.0% | $13,129-85.9% | $7,234-74.4% |