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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,446 | $97,759+41.6% | $83,849+65.1% | $135,377+2.3% |
| Participation rate | 90.5% | 79.9%+10.5pp | 76.1%+14.3pp | 82.6%+7.8pp |
| Annual return | -6.50% | 1287.41%-1293.9pp | 850.91%-857.4pp | 519.75%-526.3pp |
| Employer contribution / active EE | $4,777 | $4,222+13.2% | $3,631+31.6% | $4,7790% |
| Participant deferral / active EE | $8,929 | $4,682+90.7% | $4,082+118.8% | $5,609+59.2% |
| Admin fee / account holder | $3,508 | $6,674-47.4% | $5,478-36.0% | $10,828-67.6% |