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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,159 | $106,280+110.0% | $96,538+131.2% | $139,487+60.0% |
| Participation rate | 88.9% | 77.8%+11.0pp | 74.3%+14.5pp | 80.3%+8.6pp |
| Annual return | 10.73% | 38.48%-27.7pp | 35.74%-25.0pp | 373.84%-363.1pp |
| Employer contribution / active EE | $6,409 | $4,107+56.0% | $3,740+71.3% | $4,755+34.8% |
| Participant deferral / active EE | $13,409 | $5,457+145.7% | $4,880+174.7% | $6,713+99.8% |
| Admin fee / account holder | $35,495 | $7,888+350.0% | $6,737+426.8% | $11,407+211.2% |