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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,201 | $106,008+54.9% | $92,240+78.0% | $147,586+11.3% |
| Participation rate | 94.4% | 80.4%+14.0pp | 76.5%+18.0pp | 82.8%+11.6pp |
| Annual return | 11.62% | 50.05%-38.4pp | 176.29%-164.7pp | 578.59%-567.0pp |
| Employer contribution / active EE | $6,630 | $4,333+53.0% | $3,680+80.2% | $4,876+36.0% |
| Participant deferral / active EE | $12,230 | $4,478+173.1% | $3,897+213.8% | $5,439+124.9% |
| Admin fee / account holder | $3,245 | $6,333-48.8% | $5,194-37.5% | $10,886-70.2% |