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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,035 | $97,289-37.3% | $92,805-34.2% | $155,188-60.7% |
| Participation rate | 47.8% | 84.2%-36.4pp | 83.5%-35.7pp | 80.8%-33.0pp |
| Annual return | 15.01% | 29.03%-14.0pp | 31.59%-16.6pp | 148.84%-133.8pp |
| Employer contribution / active EE | $1,390 | $3,632-61.7% | $3,424-59.4% | $4,248-67.3% |
| Participant deferral / active EE | $3,140 | $8,795-64.3% | $8,448-62.8% | $6,531-51.9% |
| Admin fee / account holder | $535 | $12,015-95.5% | $10,911-95.1% | $14,480-96.3% |