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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,097 | $108,911-54.0% | $100,392-50.1% | $145,884-65.7% |
| Participation rate | 52.6% | 83.0%-30.3pp | 81.5%-28.9pp | 80.3%-27.7pp |
| Annual return | 11.32% | 58.23%-46.9pp | 49.45%-38.1pp | 551.85%-540.5pp |
| Employer contribution / active EE | $1,892 | $4,420-57.2% | $3,941-52.0% | $4,662-59.4% |
| Participant deferral / active EE | $4,298 | $8,459-49.2% | $8,090-46.9% | $6,690-35.7% |
| Admin fee / account holder | $16,526 | $9,698+70.4% | $7,904+109.1% | $13,392+23.4% |