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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,612 | $106,280-61.8% | $96,538-57.9% | $139,487-70.9% |
| Participation rate | 68.4% | 77.8%-9.4pp | 74.3%-5.9pp | 80.3%-11.9pp |
| Annual return | 14.25% | 38.48%-24.2pp | 35.74%-21.5pp | 373.84%-359.6pp |
| Employer contribution / active EE | $2,184 | $4,107-46.8% | $3,740-41.6% | $4,755-54.1% |
| Participant deferral / active EE | $4,886 | $5,457-10.5% | $4,880+0.1% | $6,713-27.2% |
| Admin fee / account holder | $5,395 | $7,888-31.6% | $6,737-19.9% | $11,407-52.7% |