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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,701 | $64,729-64.9% | $112,263-79.8% | $68,490-66.9% |
| Participation rate | 65.5% | 67.2%-1.6pp | 75.1%-9.5pp | 67.9%-2.4pp |
| Annual return | -19.37% | -11.40%-8.0pp | 27.49%-46.9pp | -7.85%-11.5pp |
| Employer contribution / active EE | $1,897 | $2,746-30.9% | $3,636-47.8% | $2,597-27.0% |
| Participant deferral / active EE | $3,470 | $3,566-2.7% | $4,729-26.6% | $4,028-13.8% |
| Admin fee / account holder | $4,520 | $5,222-13.4% | $6,410-29.5% | $5,403-16.3% |