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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,629 | $162,136-82.3% | $152,301-81.2% | $154,746-81.5% |
| Participation rate | 73.7% | 84.1%-10.4pp | 82.4%-8.8pp | 80.7%-7.0pp |
| Annual return | 16.00% | 91.02%-75.0pp | 80.50%-64.5pp | 172.34%-156.3pp |
| Employer contribution / active EE | $1,331 | $4,890-72.8% | $4,624-71.2% | $4,379-69.6% |
| Participant deferral / active EE | $3,214 | $8,341-61.5% | $8,004-59.8% | $6,730-52.2% |
| Admin fee / account holder | $2,187 | $15,759-86.1% | $14,398-84.8% | $14,365-84.8% |