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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,334 | $165,361-85.9% | $149,715-84.4% | $158,950-85.3% |
| Participation rate | 84.2% | 84.6%-0.4pp | 82.5%+1.7pp | 82.0%+2.2pp |
| Annual return | 15.24% | 348.24%-333.0pp | 276.66%-261.4pp | 302.91%-287.7pp |
| Employer contribution / active EE | $2,278 | $5,103-55.4% | $4,645-51.0% | $4,762-52.2% |
| Participant deferral / active EE | $4,916 | $7,182-31.5% | $6,842-28.2% | $5,983-17.8% |
| Admin fee / account holder | $1,873 | $10,808-82.7% | $9,310-79.9% | $11,248-83.3% |