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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,149 | $77,816-84.4% | $123,552-90.2% | $64,173-81.1% |
| Participation rate | 86.1% | 74.7%+11.4pp | 82.3%+3.8pp | 69.6%+16.5pp |
| Annual return | -5.69% | 12.49%-18.2pp | 119.20%-124.9pp | 7.63%-13.3pp |
| Employer contribution / active EE | $938 | $3,014-68.9% | $4,628-79.7% | $2,381-60.6% |
| Participant deferral / active EE | $2,322 | $5,240-55.7% | $6,426-63.9% | $3,470-33.1% |
| Admin fee / account holder | $4,538 | $5,519-17.8% | $9,285-51.1% | $4,887-7.1% |