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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,315 | $101,069+21.0% | $81,478+50.1% | $147,585-17.1% |
| Participation rate | 60.0% | 74.5%-14.5pp | 68.0%-8.0pp | 82.8%-22.8pp |
| Annual return | 17.83% | 32.40%-14.6pp | 38.78%-20.9pp | 578.56%-560.7pp |
| Employer contribution / active EE | $3,157 | $3,205-1.5% | $2,568+23.0% | $4,876-35.2% |
| Participant deferral / active EE | $7,624 | $4,242+79.7% | $3,537+115.6% | $5,439+40.2% |
| Admin fee / account holder | $13,562 | $5,812+133.4% | $4,561+197.4% | $10,885+24.6% |