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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,398 | $93,064-16.8% | $74,577+3.8% | $273,972-71.7% |
| Participation rate | 63.6% | 74.9%-11.3pp | 68.1%-4.5pp | 83.0%-19.4pp |
| Annual return | 8.27% | 26.18%-17.9pp | 20.47%-12.2pp | 41.46%-33.2pp |
| Employer contribution / active EE | $2,811 | $3,160-11.0% | $2,525+11.3% | $4,869-42.3% |
| Participant deferral / active EE | $6,963 | $4,160+67.4% | $3,458+101.3% | $5,287+31.7% |
| Admin fee / account holder | $1,010 | $5,273-80.8% | $4,138-75.6% | $10,133-90.0% |