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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,832 | $165,399-8.8% | $149,745+0.7% | $158,982-5.1% |
| Participation rate | 81.8% | 84.6%-2.8pp | 82.5%-0.7pp | 82.0%-0.1pp |
| Annual return | 19.38% | 348.34%-329.0pp | 276.72%-257.3pp | 302.99%-283.6pp |
| Employer contribution / active EE | $4,821 | $5,105-5.6% | $4,646+3.8% | $4,763+1.2% |
| Participant deferral / active EE | $12,842 | $7,183+78.8% | $6,843+87.7% | $5,983+114.6% |
| Admin fee / account holder | $2,517 | $10,811-76.7% | $9,312-73.0% | $11,252-77.6% |